FUTURE SURE SOLUTIONS LTD

Executive Summary

Future Sure Solutions Ltd has shown significant improvement in net assets and working capital within a short operational timeframe, indicating positive financial momentum. The company demonstrates compliance and no overdue filings, supporting governance confidence. Liquidity management and corporation tax liability settlement will be critical areas for ongoing monitoring to ensure sustained creditworthiness.

FUTURE SURE SOLUTIONS LTD - Analysis Report

Company Number: 13156049

Analysis Date: 2025-07-20 14:42 UTC

1. Credit Opinion: APPROVE with caution
   Future Sure Solutions Ltd demonstrates a strong improvement in financial position over the latest reporting period, with net assets increasing from £157 to £33,873. The company is active and compliant with filing deadlines, which supports good governance. However, the business is relatively young (incorporated in 2021) and currently operates with minimal fixed assets and limited cash reserves (£3,871). The sizeable corporation tax creditor (£40,253) requires monitoring to ensure timely settlement. Overall, the company appears capable of meeting its short-term obligations but close attention should be paid to cash flow management.

2. Financial Strength:
   The balance sheet shows a healthy net current asset position of £31,576, indicating an adequate working capital buffer. Fixed assets are minimal (£2,297), which is typical for a small construction business focusing on domestic buildings. The sharp increase in debtors from £18,365 to £69,482 suggests growing sales or receivables accumulation, which could impact liquidity if not converted promptly to cash. No long-term liabilities are reported, which supports financial stability.

3. Cash Flow Assessment:
   Cash on hand is modest at £3,871, representing a small proportion of current liabilities (£41,777). While net current assets are positive, reliance on debtor payments and the significant corporation tax liability pose liquidity risks. The company should maintain efficient debtor collection and ensure tax obligations do not constrain operating cash flow.

4. Monitoring Points:

• Debtor aging and collection period to prevent cash flow strain
• Corporation tax payments and any potential tax disputes or deferred liabilities
• Continued growth trajectory in turnover and net assets
• Any increase in borrowings or fixed asset investment that may affect liquidity
• Director conduct and operational performance given the company’s young age and single director structure