GALLAGHER HEALTH AND SAFETY SOLUTIONS LIMITED

Executive Summary

Gallagher Health And Safety Solutions Limited demonstrates a stable and improving financial position with positive working capital and growing equity, indicating sound financial health for a micro-entity. The company operates with healthy liquidity and manageable liabilities, showing no signs of distress. Continued focus on maintaining liquidity, building reserves, and prudent financial planning will support sustainable growth and resilience.

GALLAGHER HEALTH AND SAFETY SOLUTIONS LIMITED - Analysis Report

Company Number: 13454094

Analysis Date: 2025-07-20 18:24 UTC

Financial Health Assessment for GALLAGHER HEALTH AND SAFETY SOLUTIONS LIMITED

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1. Financial Health Score: B

Explanation:
The company demonstrates solid financial stability with an improving equity base and positive net current assets. While modest in scale due to its micro-entity status, the company shows healthy liquidity and steady growth in shareholders' funds. The absence of audit requirements and the small size limit detailed insights, but current indicators suggest a sound financial condition with manageable risks.

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2. Key Vital Signs

Metric	2024 Value (£)	Interpretation
Fixed Assets	2,614	Small investment in long-term assets, indicating lightweight capital structure.
Current Assets	35,600	Healthy pool of liquid and short-term assets, good for meeting immediate obligations.
Current Liabilities	24,305	Short-term debts are moderate but well-covered by current assets.
Net Current Assets (Working Capital)	11,295	Positive working capital ("healthy cash flow") indicating ability to cover short-term debts comfortably.
Total Assets Less Current Liabilities	13,909	Strong asset base net of liabilities, showing financial cushion.
Shareholders’ Funds (Equity)	13,909	Equity increasing over time, signaling retained earnings and financial resilience.
Average Number of Employees	2	Small team size consistent with micro-entity classification, limiting overheads.

Additional Observations:

• Share capital is nominal (£2), typical for micro private companies.
• The company shows steady growth in net assets from £9,300 in 2023 to £13,909 in 2024, a positive sign of retained profitability or capital injections.
• The company operates in management consultancy (SIC 70229), a service-oriented sector with relatively low fixed asset needs.

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3. Diagnosis

The financial "vital signs" of GALLAGHER HEALTH AND SAFETY SOLUTIONS LIMITED present a picture of a financially "fit" micro-business. The company’s net current assets and shareholders' funds are positive and growing, indicating no immediate liquidity or solvency concerns. The working capital surplus suggests the business can comfortably manage its short-term obligations without distress.

The relatively low fixed asset base aligns with the company's consultancy activities, where intangible assets (knowledge, skills) dominate over physical assets. The increase in net assets year-over-year hints at profitable operations or capital contributions, strengthening the balance sheet.

There are no symptoms of financial distress such as negative working capital, declining equity, or mounting liabilities. The company also complies with filing deadlines, showing good governance.

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4. Recommendations

To maintain and improve financial wellness, consider the following:

• Maintain Healthy Liquidity: Continue monitoring current assets vs. liabilities to keep working capital positive, ensuring "healthy cash flow" for operational needs.
• Build Reserves: Retain earnings to further boost shareholders' funds, providing a buffer against unexpected expenses or economic downturns.
• Diversify Client Base: In consultancy, reliance on few clients can be risky. Broadening clientele reduces revenue volatility.
• Invest in Growth: Consider incremental investment in marketing or technology to enhance service delivery and competitive positioning.
• Financial Planning: Formal budgeting and cash flow forecasting will help anticipate funding needs and avoid surprises.
• Governance: Keep up timely filings and maintain transparent records to sustain stakeholder confidence.

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