GARETH ANDREW DAVIES LTD

Executive Summary

GARETH ANDREW DAVIES LTD shows signs of deteriorating liquidity and a significant decline in net assets over the last year, raising concerns about its ability to meet short-term liabilities and service credit facilities. The company’s micro scale and sole director/shareholder structure increase risk, and without clear profitability or cash flow data, credit approval is not recommended at present. Ongoing monitoring of working capital and operational performance is essential for any future credit consideration.