G.E.M. GROUP LIMITED

National Westminster Bank PLC

Unit 5 welton road, wedgnock industrial estate, warwick, CV34 5PZ, unit 4 welton road, wedgnock industrial estate, warwick, CV34 5PZ and land on the east side of 4-5 welton road, warwick, CV34 5PZ.

HSBC BANK PLC

LEGAL MORTGAGE

Hsbc Bank PLC

F/H property k/a unit 4 and 5 welton road wedgnock industrial estate warwick t/no's WK252923 and WK254759 with the benefit of all rights, licences, guarantees, rent deposits, contracts, deeds undertakings & warranties relating to the property. Any shares or membership rights in any management company for the property. Any goodwill of any business from time to time carried on at the property. Any rental & other money payable and any legal licence or other interest created in respect of the property & all other payments whatever in respect of the property.

HSBC BANK PLC

DEBENTURE

Hsbc Bank PLC

Fixed and floating charge over the undertaking and all property and assets present and future, including goodwill, book debts, uncalled capital, buildings, fixtures, fixed plant & machinery.