GET THE MESSAGE MEDIA LTD

Executive Summary

GET THE MESSAGE MEDIA LTD is a newly established micro-entity with a small positive net asset base but slight working capital deficit, typical for a start-up in the advertising sector. The company’s credit risk is moderate, warranting conditional approval with close monitoring of liquidity and financial performance as it develops. Continued focus on cash flow and timely compliance is essential for maintaining creditworthiness.

GET THE MESSAGE MEDIA LTD - Analysis Report

Company Number: 14402153

Analysis Date: 2025-07-20 14:10 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   GET THE MESSAGE MEDIA LTD is a micro-entity, recently incorporated in October 2022, operating in the advertising agency sector. The company shows positive net assets (£1,732) but presents a slight working capital deficiency with current liabilities (£3,769) exceeding current assets (£3,347), resulting in net current liabilities of £422. Given the early stage of the company, limited financial history, and modest asset base, the credit risk is moderate. Approval is conditional on continued monitoring of cash flow and timely filing of accounts and confirmation statements. The company's ability to service debt depends heavily on future revenue growth and effective management of working capital.

2. Financial Strength:
   The balance sheet indicates minimal fixed assets (£2,153) and limited current assets, which is typical for a start-up in the service sector. The net asset position is positive but small, reflecting initial equity funding by the sole shareholder/director. There are no long-term liabilities or provisions, which reduces financial risk. However, current liabilities slightly exceed current assets, indicating potential short-term liquidity pressure. The company’s financial strength is modest but stable for a micro-entity at its inception stage.

3. Cash Flow Assessment:
   Current liabilities exceed current assets by £422, indicating a slight working capital deficit. This suggests potential liquidity constraints in meeting short-term obligations without additional cash inflows or capital injections. The company has one employee (likely the director) and minimal overheads, which may help conserve cash. The absence of significant debt reduces immediate repayment obligations, but cash flow from operations must improve to sustain growth and meet liabilities as they fall due.

4. Monitoring Points:

• Track improvements in working capital and current ratio in subsequent accounting periods.
• Monitor timely submission of statutory filings to avoid penalties.
• Review cash flow statements once available to assess operational cash generation.
• Observe any new borrowings or credit facilities that might impact debt servicing capability.
• Keep watch on revenue growth and profitability trends to gauge business viability and resilience.