Company Number: 14306080

Analysis Date: 2025-07-20 16:56 UTC

1. Credit Opinion: DECLINE
   GET VAN & MAN LTD presents a very weak credit profile. The company is a very recent micro-entity (incorporated 2022) with minimal financial activity and very limited assets or equity. The balance sheet shows negative net current assets and net liabilities of £199 in 2024, worsening from £99 in 2023. The company employs no staff and only has a single director who is also the secretary and controlling shareholder. Its overdue accounts filing signals poor compliance which increases credit risk. Overall, the financial data and operational scale indicate the company lacks capacity to service debt or support credit facilities.

2. Financial Strength:
   The company’s financial strength is minimal. It reports negative net assets and net current assets of (£199) at the latest year-end, indicating liabilities slightly exceed assets. There are no fixed assets or tangible capital investments reported. The micro-entity status and tiny balance sheet show limited operational scale and weak capital base, with shareholders’ funds reflecting a small negative balance. This fragile balance sheet implies vulnerability to any unexpected costs or cash flow interruptions.

3. Cash Flow Assessment:
   No explicit cash flow statement is provided, but the negative net current assets and current liabilities exceeding current assets imply constrained liquidity. The company has no employees and presumably low operational complexity, but the negative working capital suggests it may struggle to meet short-term liabilities without additional funding. The minimal scale of operations further limits cash inflows, and the worsening net liabilities year-on-year raise concerns about cash flow sustainability.

4. Monitoring Points:

• Timely filing of future accounts and confirmation statements to ensure compliance.
• Changes in net current assets and net liabilities to detect deterioration or improvement in liquidity.
• Any increase in operational scale, turnover, or staffing that could impact credit risk positively or negatively.
• Director involvement and any changes in control or governance that might affect financial stewardship.
• Evidence of improved working capital management or capital injections.