GEZIEE CONSULTING LTD

Executive Summary

Geziee Consulting Ltd shows a stable and improving financial position with strong liquidity and a clean balance sheet, supporting its ability to meet debt obligations. The company’s micro size and single director structure currently pose low credit risk. Ongoing monitoring should focus on working capital management and operational scaling risks.

GEZIEE CONSULTING LTD - Analysis Report

Company Number: 14419226

Analysis Date: 2025-07-29 19:25 UTC

1. Credit Opinion: APPROVE
   Geziee Consulting Ltd is a micro private limited company operating in IT consultancy since October 2022. The company demonstrates a solid liquidity position and positive net current assets which support its ability to meet short-term obligations. There are no overdue filings or insolvency concerns. The sole director holds 75-100% ownership and control, indicating clear stewardship with no reported director misconduct. While the company is relatively young with a single employee, its financials show steady improvement, supporting a low-risk credit profile suitable for standard credit facilities.

2. Financial Strength:
   The company’s balance sheet shows net current assets of £64,229 as of 31 October 2024, up from £57,000 the previous year, reflecting a stable and improving financial position. Total assets less current liabilities equal shareholders’ funds of £64,229, indicating no long-term liabilities and a clean balance sheet. The absence of fixed assets is typical for a consultancy business. Overall, the company exhibits a conservative capital structure with equity fully covering liabilities.

3. Cash Flow Assessment:
   Current assets (mainly cash and debtors) exceed current liabilities by a comfortable margin, indicating sufficient working capital. The cash balance was £65,905 in 2023 and likely similar in 2024 given the growth in net current assets. The company repaid director advances during the year, further evidencing positive cash management. With only one employee and no reported borrowings, liquidity risk is minimal.

4. Monitoring Points:

• Maintain positive cash flows and monitor debtor collections to sustain liquidity.
• Monitor growth in liabilities or introduction of debt that could impact solvency.
• Track revenue and profitability as the company scales beyond micro size to anticipate any credit capacity changes.
• Continue to review director conduct and corporate governance given sole control by one individual.