GIDDY PROPERTY CO LIMITED

Executive Summary

Giddy Property Co Limited exhibits a stable net asset position driven by real estate holdings but faces liquidity pressures due to current liabilities exceeding current assets. The company is newly formed with limited operational history and concentrated ownership, which warrants careful review of cash flow management and governance structures. Regulatory compliance is satisfactory, mitigating administrative risk at this stage.

GIDDY PROPERTY CO LIMITED - Analysis Report

Company Number: 14378276

Analysis Date: 2025-07-29 17:25 UTC

1. Risk Rating: MEDIUM
   Justification: The company shows a positive net asset position and substantial fixed assets, indicating some financial stability. However, the current liabilities are high relative to current assets, suggesting potential liquidity stress. The company is newly incorporated with limited operating history and only one employee, which increases operational risk.

2. Key Concerns:

• Liquidity mismatch: Current liabilities (£749,815) significantly exceed current assets (£172,330), which could strain short-term cash flow.
• Limited operating history: Incorporated in late 2022, the company lacks a track record for revenue generation or profitability assessment.
• Concentrated control: Two individuals hold 25-50% shares and voting rights each, with one director also holding the right to appoint/remove directors, possibly raising governance concerns if conflicts arise.

3. Positive Indicators:

• Solid net asset base (£620,515) supported mainly by fixed assets (£1,198,000), indicating investment in real estate consistent with the company’s SIC codes.
• Compliance status is good: no overdue filings for accounts or confirmation statements, showing regulatory discipline.
• Directors appear stable with no adverse records noted; company is active and not in liquidation or administration.

4. Due Diligence Notes:

• Investigate the nature and terms of the company’s long-term creditors (£749,815) to understand repayment obligations and refinancing risk.
• Review cash flow statements and operational plans to assess how liquidity will be managed given current asset coverage.
• Clarify the business model and revenue streams given the micro entity status and only one employee to evaluate operational sustainability.
• Check for any related party transactions or potential conflicts given familial or close relationships among directors and shareholders.