GINGER ANALYSIS LTD

Executive Summary

Ginger Analysis Ltd appears financially solvent and compliant with regulatory requirements, showing growth in net assets and strong net current assets. However, limited financial disclosure and single director control warrant further investigation into cash flows and operational sustainability before investment. Overall, risk is low but merits standard due diligence given micro-entity reporting constraints.

GINGER ANALYSIS LTD - Analysis Report

Company Number: 14099001

Analysis Date: 2025-07-29 13:42 UTC

1. Risk Rating: LOW
   The company demonstrates positive net assets and net current assets with no overdue filings or signs of insolvency. The micro-entity status limits disclosure but available data indicates financial stability and compliance.

2. Key Concerns:

• Decline in current assets from £12,706 (2023) to £7,226 (2024) with a reduction in fixed assets, which may signal tightening liquidity or reduced operational scale.
• Limited disclosure due to micro-entity status restricts visibility on profitability, cash flows, and contingent liabilities.
• Single director and sole shareholder concentration increases governance risk and dependency on one individual.

3. Positive Indicators:

• Net current assets increased from £5,040 in 2023 to £8,376 in 2024, suggesting improved short-term financial health despite lower current asset figures, likely due to prepayments inclusion.
• Net assets and shareholders' funds rose from £5,906 to £8,809, indicating retained earnings or capital injections.
• No overdue accounts or confirmation statements; filings are up to date, reflecting good regulatory compliance.
• Operating in IT consultancy (SIC 62020), a sector with ongoing demand and growth potential.
• The company has maintained active status since incorporation in 2022 with no signs of distress or liquidation.

4. Due Diligence Notes:

• Review cash flow statements and profit & loss accounts (not publicly filed) to assess operational profitability and cash generation.
• Clarify the reason for significant reduction in current assets and fixed assets between 2023 and 2024.
• Investigate the nature and terms of prepayments and accrued income (£4,050) to understand short-term asset quality.
• Assess director’s background and plans given sole control to evaluate operational stability and succession risk.
• Confirm no undisclosed liabilities or contingent risks given limited micro-entity disclosures.