Company Number: 13874160

Analysis Date: 2025-07-20 13:32 UTC

1. Credit Opinion: APPROVE
   GN GLOBAL CONSULTANCY LTD shows positive financial progression with net current assets increasing from £886 in 2023 to £5,958 in 2024. The company is current on all filings and has no indications of distress or adverse director conduct. The single director and sole shareholder, Mr Godknows Nyamuzinga, maintains full control, ensuring clear accountability. The company’s working capital position and modest liabilities suggest it can meet short-term obligations and service modest credit facilities. However, as a very small entity with minimal fixed assets and limited employee count, credit lines should be conservatively sized and possibly secured.

2. Financial Strength:
   The balance sheet indicates a small but improving net asset base (£5,958) and positive shareholder equity. The company operates with very limited share capital (£1) and has no long-term liabilities disclosed. Current assets are mainly debtors (£20,000) and cash (£8,334), supporting liquidity. The absence of fixed assets and minimal equity base limits financial robustness, but the trend is favorable with net assets growing more than six-fold year on year. The company falls in the Micro category, indicating small scale but manageable financial structure.

3. Cash Flow Assessment:
   Cash on hand increased significantly from £721 to £8,334, indicating improved liquidity. Debtors also rose, which could reflect expanding sales but requires monitoring for collection risk. Current liabilities rose proportionally but remain covered by current assets, leaving positive net working capital (£5,958). The company has only one employee, suggesting low ongoing payroll expenses. Overall, cash flow appears sufficient for current operations and modest credit exposure, but careful attention should be paid to debtor aging and cash conversion cycles.

4. Monitoring Points:

• Debtor Collections: Ensure timely collection to maintain liquidity.
• Working Capital Trends: Watch for any deterioration in net current assets as liabilities or debtors fluctuate.
• Profitability and Cash Generation: As limited P&L data is available, future profitability should be confirmed.
• Director’s Conduct and Control: Maintain oversight given sole director/shareholder structure.
• Filing Compliance: Continue to monitor timely filing to avoid regulatory risk.