GO ALL IN EDUCATION LTD

Executive Summary

GO ALL IN EDUCATION LTD shows sustained negative equity and working capital deficits, indicating weak financial health and liquidity challenges. The company’s current financial profile does not support additional credit without significant improvement or external support. Close monitoring of cash flows and capital structure is essential before reconsidering credit exposure.

GO ALL IN EDUCATION LTD - Analysis Report

Company Number: 13438069

Analysis Date: 2025-07-20 17:35 UTC

1. Credit Opinion: DECLINE
   GO ALL IN EDUCATION LTD exhibits persistent net current liabilities and negative shareholders’ funds over the last three years, indicating ongoing financial distress and poor capital structure. The company’s inability to generate positive working capital (net current liabilities of £2,830 as of June 2024) raises concerns about its ability to meet short-term obligations and service any additional debt. The absence of employees and negligible current assets (£905) further weakens operational capacity. Given the continued erosion of equity and lack of positive cash buffer, credit approval is not advisable without significant financial restructuring or external support.

2. Financial Strength:
   The company is a micro-entity with limited fixed or current assets and a very low share capital of £2. The balance sheet shows a consistent negative net asset position (£-2,830 in 2024, worsening from £-2,348 in 2023). This negative equity position signals accumulated losses and an undercapitalized business foundation. The reduction in current liabilities from £4,695 in 2023 to £3,735 in 2024 slightly improves the position, but current assets have also decreased markedly, resulting in worsening net current liabilities. This fragile financial foundation limits the company’s ability to absorb shocks or invest in growth.

3. Cash Flow Assessment:
   Current assets primarily consist of minimal cash and/or receivables (£905), insufficient to cover current liabilities (£3,735). The company’s net working capital is negative, reflecting potential liquidity constraints. No employees are reported, suggesting minimal operational activity but also limited revenue generation. The lack of profitability data or cash flow statements hinders a full assessment, but the financial position implies tight cash flow and potential reliance on shareholder or third-party funding to sustain operations.

4. Monitoring Points:

• Quarterly review of cash flow and working capital status to detect any liquidity improvements or deterioration.
• Watch for changes in equity position or capital injections to strengthen shareholders’ funds.
• Monitor director actions regarding operational scale or restructuring to improve financial stability.
• Track any late filings or compliance issues which may indicate governance or operational risks.