Company Number: 13993229

Analysis Date: 2025-07-20 16:50 UTC

1. Risk Rating: LOW
   The company demonstrates a solid net asset position with positive working capital and no indication of overdue filings or liquidation. Its micro-entity status limits complexity but also means limited financial history. Overall, the data suggests low immediate risk in meeting obligations.

2. Key Concerns:

• Provision for liabilities has increased notably from £18,115 to £23,526, which may indicate contingent or known obligations that require monitoring.
• Absence of fixed assets could suggest dependency on intangible or current assets, potentially limiting collateral for borrowing.
• The company's short operational history (incorporated in 2022) restricts the ability to assess long-term operational stability.

3. Positive Indicators:

• Net current assets improved from £50,625 to £68,599, indicating liquidity strength.
• Shareholders’ funds have increased steadily, reflecting retained earnings or capital injection.
• No overdue accounts or confirmation statement filings, demonstrating regulatory compliance.
• Director is an accountant, which may reinforce sound financial governance.
• Ownership and control are clearly defined, with no director disqualifications reported.

4. Due Diligence Notes:

• Review nature and details of the provisions for liabilities to understand potential future cash outflows.
• Investigate the revenue streams and profitability trends to assess operational sustainability beyond balance sheet strength.
• Confirm any contingent liabilities or off-balance-sheet commitments not disclosed.
• Assess the reason for no fixed assets and whether the business model relies on intellectual property or service delivery that does not require capital assets.
• Evaluate cash flow statements if available to verify liquidity beyond balance sheet snapshots.