GOTCHA LTD

Executive Summary

GOTCHA LTD is a newly formed dormant company with no trading history, minimal equity, and no financial activity to support credit risk. The company currently lacks financial strength or cash flow to service debt, and its sole director is a student with no demonstrated business track record. Credit facilities are not recommended until the company begins active trading and provides substantive financial data.

GOTCHA LTD - Analysis Report

Company Number: 15556544

Analysis Date: 2025-07-29 12:59 UTC

1. Credit Opinion: DECLINE
   GOTCHA LTD is a newly incorporated private limited company registered in March 2024 and classified as dormant for the financial year ended March 2025. The company has not commenced trading or generated any financial activity, reflected by its minimal net assets of £1 and no recorded revenues or expenses. There is no evidence of operational cash flow or financial performance to support debt servicing capability. The single director and 100% shareholder is a student, which may suggest limited business experience or capacity to manage company finances effectively at this stage. Given the absence of trading history, financial data, and business activity, the company currently lacks creditworthiness for any lending or credit facility.

2. Financial Strength:
   The balance sheet reflects a nominal share capital of £1 and net assets of £1, consistent with a dormant status and no operational activity. There are no fixed or current assets, liabilities, or reserves reported. The company’s equity base is minimal, providing no financial buffer or collateral value. Without trading results or asset base, the financial position is effectively neutral and offers no strength or security for credit risk assessment.

3. Cash Flow Assessment:
   No cash flow information is available as the company has not traded. Dormant status implies zero operating cash flow, no revenue inflows, and no expenses incurred during the reported period. The company’s liquidity position cannot be evaluated, and working capital metrics are not applicable. It is reasonable to assume the company relies solely on initial share capital with no cash reserves or external funding.

4. Monitoring Points:

• Commencement of trading and generation of revenue streams
• Filing of first active accounts with profit and loss data
• Changes in director or management team, especially appointment of experienced financial officers
• Capital injections or credit facilities established
• Cash flow statements and working capital trends when operational
• Compliance with filing deadlines to avoid regulatory penalties