GPM EDUCATION LTD

Executive Summary

GPM EDUCATION LTD is an early-stage micro company with no recorded assets, liabilities, or turnover, indicating limited or no trading activity to date. The financial position shows no capacity to service debt or credit, resulting in a decline recommendation for credit facilities. Future monitoring should focus on growth in revenue, net assets, and cash flow to reassess creditworthiness.

GPM EDUCATION LTD - Analysis Report

Company Number: 14115999

Analysis Date: 2025-07-29 18:59 UTC

1. Credit Opinion: DECLINE
   GPM EDUCATION LTD is a very early-stage, micro-entity company with minimal financial activity and no recorded assets, liabilities, or equity over its two years of existence. The company’s financial history shows zero net assets and no turnover since the last reported year, indicating no operating income or business scale. The absence of employees and fixed or current assets suggests the business is not yet generating meaningful cash flow or value. Consequently, there is no evidence the company can service any debt or credit facility at this time. Without demonstrable trading history or financial substance, credit risk is high and approval for lending cannot be recommended.

2. Financial Strength:
   The balance sheet reports zero fixed assets, current assets, liabilities, and shareholders’ funds as of 31 May 2024 and the prior year. The total net assets and equity stand at zero, reflecting no capital injection or retained earnings. This implies the company is either dormant operationally or has not commenced significant trading. The lack of working capital or tangible net worth means there is no financial buffer to absorb shocks or support ongoing operations.

3. Cash Flow Assessment:
   No current assets such as cash or receivables are reported, indicating no liquidity available within the business. The absence of current liabilities means there are no outstanding debts due within a year, but also no indication of short-term obligations being met from internal funds. The company’s zero turnover and employee count further imply no operational cash inflows or outflows. Overall, cash flow position is non-existent or not demonstrable based on available data.

4. Monitoring Points:

• Monitor future filed accounts for evidence of revenue growth and positive net assets.
• Watch for changes in working capital indicating improved liquidity.
• Track any capital injections or shareholder loans that may strengthen the balance sheet.
• Observe director and management activity for signs of business development or strategic shifts.
• Confirm compliance with filing deadlines continues to avoid regulatory risk.