GRALINA LTD

Executive Summary

GRALINA LTD is a dormant company with no trading activity or financial substance beyond nominal share capital. Its minimal balance sheet and absence of operating cash flows indicate no current capacity to service debt or undertake credit exposure. Credit approval is not recommended at this stage; future filings should be monitored for signs of business commencement and financial viability.

GRALINA LTD - Analysis Report

Company Number: 13969931

Analysis Date: 2025-07-29 19:35 UTC

1. Credit Opinion: DECLINE

GRALINA LTD is a recently incorporated private limited company classified as dormant with negligible financial activity. The company has not generated any trading results or meaningful financial data since incorporation in March 2022. Its balance sheet shows only nominal cash and shareholders’ funds of £100, reflecting the initial share capital with no business operations, revenue, or assets. There is no evidence of income generation or operational activity, which indicates no current capacity to service any debt or financial obligations. The absence of trading history and meaningful financial performance precludes an informed assessment of creditworthiness or repayment ability.

2. Financial Strength:

The company’s financial position is minimal and static, consisting solely of nominal share capital and £100 cash at bank. Net assets and shareholders’ funds remain at £100 for three consecutive years, confirming a dormant status with no growth or asset accumulation. No liabilities or working capital items are reported. This lack of financial substance means the company has no buffer to absorb financial stress or economic downturns. The balance sheet is not indicative of a viable operating business or credit risk coverage.

3. Cash Flow Assessment:

Cash flow is effectively zero except for the initial share capital injection of £100. No revenue or cash inflows from operations are reported, and no expenses or liabilities are recorded either. Working capital is non-existent, and liquidity is confined to a nominal cash balance. The company’s dormant status implies no trading activity and no cash generation to support debt servicing or operational needs.

4. Monitoring Points:

• Monitor for the submission of accounts indicating commencement of trading and revenue generation.
• Watch for any increase in assets, liabilities, or net current assets signaling operational activity.
• Review director reports and filings for changes in business strategy or financial commitments.
• Track director conduct and any new appointments or changes in control that may affect credit risk profile.