GRANDWOOD CONSULTANT UK LTD

Executive Summary

GRANDWOOD CONSULTANT UK LTD is a dormant, newly formed private limited company with minimal financial activity and a very limited asset base. The absence of trading history or cash flow generation presents a high credit risk, and the company currently lacks the financial strength or evidence of operational capacity to support credit facilities. Close monitoring of future trading performance and financial filings will be essential before reconsidering credit approval.

GRANDWOOD CONSULTANT UK LTD - Analysis Report

Company Number: 15069261

Analysis Date: 2025-07-29 20:25 UTC

1. Credit Opinion: DECLINE
   GRANDWOOD CONSULTANT UK LTD is a newly incorporated private limited company, currently dormant with minimal financial activity. The company has only £5,000 in net assets and no trading history or revenue to demonstrate operational cash flows or ability to service debt. The lack of financial performance and reliance on a single director/shareholder with no recorded income or business activity means there is insufficient evidence to support credit approval at this stage.

2. Financial Strength:
   The balance sheet is extremely limited, showing current assets of £5,000 and net assets of the same amount. There are no fixed assets or liabilities reported, consistent with a dormant status. Shareholders’ funds equal the net assets, indicating no external debt. However, the very low asset base and absence of revenue or profit reserves reflect a weak financial position with no track record of capital generation or retention.

3. Cash Flow Assessment:
   No cash flow or working capital activity is reported beyond the initial capital injection of £5,000. The dormant status implies no operating cash inflows or outflows, making liquidity assessment impossible. There is no evidence of ongoing business operations or cash generation to support future debt servicing or operational expenses.

4. Monitoring Points:

• Filing of first trading accounts to assess operational performance and cash flow generation.
• Changes in working capital and liquidity once trading commences.
• Any increase in asset base or external financing arrangements.
• Stability and financial stewardship of the sole director/owner, including any new appointments or changes in company control.
• Timely filing of statutory returns and accounts to maintain compliance and transparency.