Company Number: 13942772

Analysis Date: 2025-07-20 16:56 UTC

1. Credit Opinion: DECLINE
   Greytouch Accounting Ltd is a dormant private limited company with minimal financial activity and no trading history beyond nominal cash balances. The absence of trading results, income generation, or employees means there is no evidence of operational cash flow or ability to service debt. Given the dormant status and minimal asset base (£100 cash and net assets), the company poses a very high credit risk. Without demonstrated revenue or working capital, it is not creditworthy for lending or credit facilities at this time.

2. Financial Strength:
   The balance sheet shows total assets and net current assets of only £100, represented entirely by cash. There are no liabilities or fixed assets. Shareholders’ funds equal £100, reflecting nominal share capital only. The company has remained dormant since incorporation in 2022, with no growth or financial development. This extremely limited financial base provides no cushion or capacity to absorb shocks or fund operations.

3. Cash Flow Assessment:
   Cash position is minimal and static at £100 over the reported years, with no operating cash flow or working capital cycle. The company’s dormant status confirms no active business transactions generating cash inflows or outflows. Liquidity is effectively nil beyond this nominal amount, making it incapable of meeting any short-term obligations beyond its tiny cash holding.

4. Monitoring Points:

• Monitor any change in trading status from dormant to active and accompanying filings for revenue or expenses.
• Watch for updated financial statements reflecting operational performance or capital injections.
• Review director appointments and PSC changes for indications of strategic shifts or new business plans.
• Track timely filing compliance to avoid regulatory penalties.