GRZESZYK TOP TRANS LTD

Executive Summary

GRZESZYK TOP TRANS LTD shows stable and healthy financial indicators typical of a micro entity, with positive working capital and net assets consistently maintained over three years. While the company’s financial health is sound, it operates on a small scale with limited financial buffer, necessitating careful cash management and strategic growth planning to ensure long-term sustainability and resilience.

GRZESZYK TOP TRANS LTD - Analysis Report

Company Number: 13729997

Analysis Date: 2025-07-20 14:59 UTC

Financial Health Assessment for GRZESZYK TOP TRANS LTD

---

1. Financial Health Score: B

Explanation:
The company demonstrates stable and consistent financial metrics over the last three years, showing a solid liquidity position and positive net assets. However, the scale of operations is small (micro entity status), with limited asset base and working capital, which constrains growth potential and exposes the company to risks if unexpected expenses occur. The absence of detailed profit and loss data limits a deeper profitability analysis.

---

2. Key Vital Signs

Metric	Latest (2023)	Interpretation
Current Assets	£3,736	Represents cash and short-term assets available. Sufficient to cover short-term liabilities.
Current Liabilities	£710	Obligations due within one year. Relatively low and manageable.
Net Current Assets	£3,026	Positive working capital indicates healthy short-term financial stability.
Total Net Assets	£3,027	Net worth of the company; positive and stable over last 3 years.
Shareholders’ Funds	£3,027	Equity held by owner, stable and consistent, reflecting retained earnings or capital injection.
Average Number of Employees	2	Small workforce consistent with micro entity classification.

Interpretation:
The company’s “vital signs” reflect a business with a healthy cash flow at a micro scale. Positive net current assets indicate the company can meet its short-term obligations without distress. The net assets are stable, showing no signs of erosion of capital or accumulating losses. The small employee base is consistent with the company’s micro size and industry.

---

3. Diagnosis: Overall Financial Condition

GRZESZYK TOP TRANS LTD is financially stable but operating at a micro scale with limited financial buffer. The consistency in net assets and working capital over three years shows no immediate symptoms of financial distress such as liquidity crunch or capital erosion. The company’s business activities in freight transport and business support services are reflected in manageable liabilities and stable asset base.

However, the relatively small scale (with net assets around £3,000) suggests limited capacity to absorb shocks or invest substantially in growth without additional financing. The company’s financial “pulse” is steady but faint — healthy yet fragile, requiring careful cash flow management and strategic planning to avoid future distress.

---

4. Recommendations to Improve Financial Wellness

• Enhance Cash Reserves: Although current assets sufficiently cover liabilities, building a larger cash reserve can act as a financial cushion against unforeseen expenses or economic downturns.

• Diversify Revenue Streams: Explore opportunities to expand service offerings or client base to increase turnover and build financial resilience.

• Cost Control Measures: Continue monitoring operating costs closely, especially given the small scale where minor overspending can impact viability.

• Financial Reporting: Consider more detailed financial reporting beyond micro entity accounts to gain deeper insights into profitability, margins, and cash flow trends.

• Growth Planning: Develop a strategic growth plan including potential investments in assets or human resources to scale operations sustainably.

• Engage with Financial Advisors: Periodic review with accounting or financial experts can help identify tax efficiencies, funding options, or risk management strategies.

---