G&T WILKINSON BUILDERS LTD

Executive Summary

G&T Wilkinson Builders Ltd is a recently formed micro-entity with limited financial history and very modest net assets, presenting a medium risk profile primarily due to liquidity and solvency concerns. The company maintains compliance with filing requirements and demonstrates governance transparency, but its small equity base and current liabilities surpassing current assets warrant further investigation. Prospective investors should focus due diligence on creditor terms, cash flow management, and director experience to gauge operational sustainability.

G&T WILKINSON BUILDERS LTD - Analysis Report

Company Number: 15087080

Analysis Date: 2025-07-29 19:50 UTC

1. Risk Rating: MEDIUM
   The company is newly incorporated (August 2023) and classified as a micro-entity with limited financial history. Its net assets are very low (£442), indicating a thin equity base, which may pose solvency concerns. However, there are no overdue filings or signs of distress at present.

2. Key Concerns:

• Minimal equity capital (£442) relative to fixed assets and liabilities, suggesting potential vulnerability if operating losses occur.
• Current assets (£4,820) are less than current liabilities (£15,328), indicating negative net current assets and possible liquidity constraints.
• Very limited operating history (7 months in first accounting period) restricts ability to assess business sustainability or cash flow patterns.

3. Positive Indicators:

• The company is compliant with statutory filing requirements; neither accounts nor confirmation statements are overdue.
• Directors are clearly identified with significant control disclosed, indicating transparency in governance.
• No off-balance sheet liabilities or employee concerns noted; a small workforce (2 employees) aligns with micro-entity status and manageable operational scale.

4. Due Diligence Notes:

• Investigate the nature and terms of creditors falling due after more than one year (£15,328) to understand long-term obligations and repayment schedule.
• Review cash flow forecasts and management plans to assess how liquidity deficits will be addressed, especially in the early operating phase.
• Conduct background checks on directors for prior business experience and track record in the construction or related sectors.
• Obtain more detailed operational and revenue data to evaluate business model viability and growth prospects.