Company Number: 13661137

Analysis Date: 2025-07-29 14:42 UTC

Financial Health Assessment Report for GYST WELL-BEING LTD

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1. Financial Health Score: B (Good Health)

Explanation:
GYST WELL-BEING LTD shows solid signs of financial stability and growth for a micro-entity. The company has consistently positive net assets, improving working capital, and no overdue filings or compliance issues. While the scale is small, the financial "vital signs" indicate a healthy and well-managed business with manageable liabilities and growing equity. There are no "symptoms" of distress such as negative cash flow or mounting debts, but room for improvement remains to elevate the company’s financial robustness.

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2. Key Vital Signs and Interpretation

Metric	2023 Value (£)	2022 Value (£)	Interpretation
Fixed Assets	1,669	816	Modest but increasing long-term investments — indicates reinvestment in business infrastructure.
Current Assets	12,391	6,736	Healthy growth in short-term assets like cash and receivables — a sign of liquidity strength.
Current Liabilities	7,008	5,080	Increase in short-term obligations but still well-covered by current assets.
Net Current Assets	5,721	1,916	Positive working capital, significantly improved — indicates a "healthy cash flow" position.
Net Assets / Shareholders’ Funds	7,390	2,732	Strong equity base growth, showing retained earnings and capital injection, a good sign of solvency.
Average Employees	1	1	Small, lean operation consistent with micro-entity profile.

Additional Notes:

• No overdue filings or compliance issues, indicating sound governance.
• The company changed its name in March 2024 but remains active and operational.
• Director control is concentrated with Katie Maycock owning majority shares and voting rights, suggesting streamlined decision-making.

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3. Diagnosis: What the Financial Data Reveals About Business Health

GYST WELL-BEING LTD is like a patient with strengthening heartbeats — the company's financial "vitals" show increasing liquidity, growing equity, and manageable liabilities. The firm’s working capital has improved nearly threefold in the last year, indicating enhanced ability to meet short-term obligations without stress.

The modest fixed assets growth suggests prudent investment in the company’s infrastructure, aligning with the small scale of operations. The stable employee number supports a controlled cost base.

There are no red flags such as negative net assets, high debt levels, or overdue filings that might signal financial distress. The company’s micro-entity status means it operates with simplified accounting, but the upward trends in key metrics indicate sound financial management and a positive trajectory.

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4. Recommendations: Specific Actions to Improve Financial Wellness

• Cash Flow Monitoring: Continue to build and monitor cash reserves to cushion against unexpected expenses or slow payment cycles, ensuring sustained "healthy cash flow."
• Diversify Client Base: As a company in "Other professional, scientific and technical activities," broadening the client portfolio can reduce dependency risk and stabilize income streams.
• Cost Control: Maintaining lean operations is crucial; periodic review of expenses will help avoid unnecessary outflows as the business scales.
• Planning for Growth: Consider gradual asset investment to support expansion while avoiding over-leverage. The incremental increase in fixed assets is positive but should align with business needs.
• Governance and Compliance: Keep filings timely and governance robust to avoid penalties and maintain stakeholder confidence.
• Financial Reporting: Though exempt from audit, producing internal profit and loss statements regularly will provide better insight into operational performance and profitability.

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