Company Number: 13133753

Analysis Date: 2025-07-20 11:32 UTC

1. Risk Rating: LOW
   The company shows positive net assets and net current assets across the reported years. It has modest liabilities that are well covered by current assets, indicating it can meet short-term and long-term obligations. No overdue filings or liquidation status is noted, supporting a low risk profile.

2. Key Concerns:

• The company carries a creditor balance due after more than one year (£15,155 in 2024), which needs monitoring for repayment terms and potential refinancing risk.
• Limited scale: as a micro-entity with a single employee and small equity base (£26,573), the company may face operational challenges in scaling or absorbing shocks.
• The company is relatively young (incorporated 2021) with limited financial history, restricting trend analysis and increasing uncertainty about long-term stability.

3. Positive Indicators:

• Consistent positive net current assets and shareholders’ funds over the four-year period indicate stable financial footing.
• No overdue statutory filings or compliance issues reported, implying good governance and regulatory adherence.
• The sole director and 100% shareholder is clearly identified, simplifying accountability and control transparency.

4. Due Diligence Notes:

• Investigate the nature and terms of the long-term creditor balance (£15,155) to assess any refinancing or default risk.
• Review cash flow statements and profit & loss accounts (not provided) to better understand operational profitability and liquidity dynamics.
• Confirm the company’s revenue streams, client base, and contracts given its micro size and single-employee structure to evaluate sustainable operations.
• Assess the director’s experience and capacity to manage growth and compliance effectively.