Company Number: 15169523

Analysis Date: 2025-07-20 19:17 UTC

1. Risk Rating: LOW
   The company is newly incorporated (September 2023) and filed its first micro-entity accounts timely with positive net assets (£10,621) and a low level of current liabilities (£2,691). There are no overdue filings, no signs of insolvency, and the sole director holds a controlling interest, indicating stable governance.

2. Key Concerns:

• Very limited operational history and scale, with only one employee and minimal financial data, limiting visibility on business sustainability.
• Director’s loan account was overdrawn by £4,531 at year-end, although it was repaid post year-end; this may indicate short-term liquidity management issues.
• Single-person control with 75-100% shareholding and appointment/removal rights concentrates risk in governance and decision-making.

3. Positive Indicators:

• The company’s net current assets position is positive, showing that current assets cover short-term liabilities.
• No overdue statutory filings and compliance with Companies House deadlines demonstrate good regulatory adherence.
• The director repaid the overdrawn loan promptly after year-end, indicating commitment to maintaining financial integrity.

4. Due Diligence Notes:

• Review business plan and cash flow forecasts to assess operational viability beyond the first year.
• Investigate the nature and frequency of director loans and related party transactions for potential governance or liquidity concerns.
• Confirm the company’s revenue generation and client base in educational support services given limited employee count and financial scale.