Company Number: 14597380

Analysis Date: 2025-07-20 18:07 UTC

1. Risk Rating: LOW
   The company shows a positive net asset position, no overdue filings, and compliance with filing deadlines. Given its very recent incorporation and micro-entity status, the financial exposure is limited. The modest positive working capital and equity indicate low immediate solvency risk.

2. Key Concerns:

• Very limited financial history and scale, as the company was incorporated in early 2023 and only just completed its first accounting period. This limits assessment of operational stability and cash flow trends.
• Minimal current assets and liabilities (both circa £1,600), which indicates a very small operational scale and limited liquidity buffer against unexpected expenses.
• The company is wholly controlled by a single director/shareholder, which concentrates governance and operational risk in one individual without apparent independent oversight.

3. Positive Indicators:

• Timely filing of annual accounts and confirmation statement, indicating good regulatory compliance to date.
• Positive net current assets and net assets, albeit modest, demonstrate the company is not insolvent and has a small equity base.
• The business operates in retail and wholesale of clothing/household goods sectors, which are diverse and established markets.

4. Due Diligence Notes:

• Investigate business plan and revenue projections to assess sustainability and growth potential beyond the micro scale.
• Confirm the nature and terms of the fixed assets (£1,640) and current assets (£1,678), particularly cash or receivables composition to evaluate liquidity.
• Review director’s background and experience, given sole control, to understand governance and operational risk.
• Monitor future filings for financial performance trends and any changes in capital structure or ownership.