HAYME ARCHITECTURE & DESIGN LTD

Executive Summary

HAYME ARCHITECTURE & DESIGN LTD presents significant risk due to the absence of any financial activity or assets since its incorporation in 2020. While it complies with filing requirements and maintains active status, the lack of operational data and financial substance raises concerns about its viability and sustainability. Detailed due diligence is recommended to clarify the company’s actual business activity and financial position before considering investment or credit exposure.

HAYME ARCHITECTURE & DESIGN LTD - Analysis Report

Company Number: SC678019

Analysis Date: 2025-07-20 13:30 UTC

1. Risk Rating: HIGH

Justification: The company shows no recorded assets, liabilities, revenue, or expenses across all reported years since incorporation in 2020. Its balance sheet consistently reports zero net assets and zero shareholders' funds. There are no employees, no fixed or current assets, and no creditors. This lack of financial activity and operational presence over multiple years raises significant questions about the company’s viability and ability to meet obligations.

2. Key Concerns:

• Absence of financial activity: Consistently zero values in all financial categories over four years suggest the company may not be trading or generating income.
• No working capital or assets: The company holds no current or fixed assets, and has no net current assets, implying no liquidity to cover any liabilities.
• Sole director and controller: Control is concentrated entirely in one individual (Miss Sarah Yvonne Hay), with no indication of additional governance or oversight, which could pose governance and continuity risks.

3. Positive Indicators:

• Compliance with filing requirements: The company is up to date with its annual accounts and confirmation statement filings, indicating adherence to statutory obligations.
• Active status and valid website: The company remains active and maintains an operational website with contact information, which may indicate intent to conduct business.

4. Due Diligence Notes:

• Investigate the nature of company operations: Confirm whether the company is trading, dormant, or used as a holding vehicle.
• Review bank statements or cash flow evidence: To assess liquidity and solvency beyond what is reported in accounts.
• Examine any related party transactions or off-balance sheet arrangements that might not appear in filed accounts.
• Assess the background and capacity of the sole director for managing and sustaining business operations.
• Clarify the business plan or pipeline for generating revenue in the architectural services sector.