Company Number: 12750821

Analysis Date: 2025-07-29 18:59 UTC

1. Risk Rating: LOW
   The company demonstrates a solid net asset position relative to its liabilities and has maintained positive net current assets over the past years. Its micro-entity status with small scale operations and compliance with filing deadlines further supports a low risk profile.

2. Key Concerns:

• Reliance on a single director and employee may present operational risks in continuity and capacity.
• Limited share capital (£1) may indicate minimal initial financial buffer or capital injection.
• Absence of audit and limited financial disclosures inherent to micro-entity filings restricts full transparency on financial health and operations.

3. Positive Indicators:

• Consistent growth in net assets from £67 in 2020 to £42,210 in 2024, indicating improving retained earnings or capital contributions.
• Healthy working capital position with net current assets increasing to £42,604 as of 2024 year-end, suggesting sufficient liquidity to meet short-term obligations.
• No overdue filings or regulatory compliance issues reported, reflecting good governance and adherence to statutory requirements.
• Director is also the sole person with significant control, indicating clear accountability and decision-making authority.

4. Due Diligence Notes:

• Review underlying profitability and cash flow statements if available, as micro-entity accounts provide limited detail.
• Assess the sustainability of business operations given the single director/employee structure and potential dependency risks.
• Confirm no contingent liabilities or off-balance sheet commitments exist that might affect solvency.
• Verify the nature of fixed assets and any capital expenditure plans to understand operational capacity.
• Conduct background checks on the director to rule out any undisclosed regulatory or conduct issues.