Company Number: 12752276

Analysis Date: 2025-07-29 18:59 UTC

1. Risk Rating: LOW
   Helen Beedham Consulting Ltd demonstrates a solid improvement in financial position, transitioning from net current liabilities and negative shareholders' funds in previous years to a positive net current asset position of £53,172 and positive shareholders' funds as of July 2024. The company is compliant with filing deadlines and has no indication of insolvency or operational distress.

2. Key Concerns:

• Elevated current liabilities, notably taxation and social security at £30,820, which may require careful cash management despite current cash reserves.
• Small scale of operations with only 2 employees and limited asset base, which could constrain growth potential and operational resilience.
• Reliance on directors who are also the primary consultants, which may present succession or continuity risks if key individuals depart.

3. Positive Indicators:

• Marked financial turnaround from negative net assets to a positive equity position within a few years, indicating effective management and potential profitability improvements.
• Strong cash position (£83,475) relative to current liabilities, suggesting good short-term liquidity.
• Active compliance with Companies House filings, including accounts and confirmation statements, reducing regulatory risk.
• Clear business focus in management consultancy with an active web presence supporting client engagement.

4. Due Diligence Notes:

• Verify the nature and timing of the significant tax and social security liabilities to assess any risk of payment default or penalties.
• Review the company’s revenue streams and client base to understand sustainability and growth prospects given its small operational scale.
• Confirm the absence of any contingent liabilities or off-balance-sheet obligations.
• Assess the directors’ plans for business continuity and potential expansion or diversification strategies.
• Evaluate the accuracy and completeness of debtor balances (£2,244) and their collectability.