HELPFUL HUMANS LTD

Executive Summary

Helpful Humans Ltd is a dormant company with no trading history or financial performance, reflected in a minimal balance sheet of £1 net assets. It currently lacks the financial capacity or cash flow to support any credit facility. Credit approval is not recommended until there is evidence of operational activity and financial viability.

HELPFUL HUMANS LTD - Analysis Report

Company Number: 13112378

Analysis Date: 2025-07-20 12:53 UTC

1. Credit Opinion: DECLINE
   Helpful Humans Ltd has been dormant since incorporation in 2021, with no trading activity or financial transactions reported. The company's balance sheet shows nominal net assets of £1 and no operational financial data. There is no evidence of revenue generation, cash flow, or profitability to support servicing any credit facility. Without trading history or financial performance, the company lacks the capacity to meet debt obligations. Granting credit would expose the bank to undue risk.

2. Financial Strength:
   The financial position is minimal and static, reflecting a dormant status. Share capital stands at £1 with net assets also at £1, indicating no operational assets or retained earnings. The absence of current assets, liabilities, or reserves means there is no financial buffer or strength. This balance sheet profile is typical for a dormant company and does not support creditworthiness.

3. Cash Flow Assessment:
   No cash flow statements or working capital data are available, as no business activity has been recorded. The company does not generate cash inflows or outflows, so there is no liquidity to service debt or meet commercial commitments. Reliance on external funds or capital injection would be necessary for any operations.

4. Monitoring Points:

• Watch for future filing of active trading accounts that demonstrate revenue, profitability, and working capital generation.
• Monitor any changes in company status from dormant to active.
• Review director and shareholder changes, particularly any new capital injections or business plans.
• Check for timely filing of confirmation statements and accounts to ensure compliance.