HI PROFILE CONSULTING LTD

Executive Summary

HI PROFILE CONSULTING LTD demonstrates a stable and healthy financial foundation typical of a new consultancy start-up, with strong liquidity and supportive director financing. While profit data is unavailable, current assets and net equity indicate good financial health, with a positive outlook provided the company builds revenue streams and manages cash flow carefully. Maintaining compliance and planning growth investments will support ongoing financial wellness.

HI PROFILE CONSULTING LTD - Analysis Report

Company Number: 15515391

Analysis Date: 2025-07-29 12:41 UTC

Financial Health Assessment for HI PROFILE CONSULTING LTD

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1. Financial Health Score: B

Explanation:
HI PROFILE CONSULTING LTD shows a solid start-up financial profile after its first full accounting period. The company holds positive net assets and working capital, and the director has supported the business with an interest-free loan, which is a positive symptom indicating commitment and liquidity support. However, the absence of turnover and profit data limits a full assessment. The company is not yet generating significant trading results, which is common for a young consultancy.

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2. Key Vital Signs

Metric	Value (£)	Interpretation
Current Assets	27,323	Healthy liquidity largely in cash (£27,206), good short-term buffer.
Current Liabilities	16,878	Moderate short-term obligations, mostly director's loan (interest-free).
Net Current Assets (Working Capital)	10,445	Positive working capital — indicates ability to cover short-term debts.
Net Assets (Equity)	10,650	Positive net worth reflecting shareholder funds and retained earnings.
Director Loan (interest-free)	14,296	Shows director's financial backing, a supportive symptom for cash flow.
Fixed Assets (Tangible)	253	Minimal investment in long-term assets, typical for consultancy.
Employees	1	Very small scale operation, typical for micro-entity.

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3. Diagnosis

HI PROFILE CONSULTING LTD is in the early stages of its financial lifecycle. The company exhibits healthy cash flow as reflected in a strong cash position and positive net current assets. The director’s interest-free loan acts as a financial stabilizer, easing liquidity pressures—this is a crucial supportive symptom for a start-up.

The company’s balance sheet is stable with net assets exceeding £10,000, indicating a sound foundation. However, the absence of an income statement and profit data (due to small company exemptions) makes it difficult to assess profitability or operational efficiency yet.

The business is a micro entity, focusing on management consultancy outside financial management, which typically requires low capital investment—confirmed by the minimal fixed assets.

Symptoms of early-stage financial health:

• Positive net current assets and net worth.
• Director’s loan cushioning liabilities.
• Cash-dominant current assets providing liquidity.
• Minimal operational scale and asset base.

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4. Recommendations

To enhance financial wellness and transition from start-up to growth phase, the company should consider:

1. Monitor Cash Flow Diligently:
   Keep a detailed cash flow forecast to manage liquidity smoothly as trading volumes increase.

2. Build Revenue Streams:
   Focus on client acquisition and service delivery to generate consistent turnover and profits, which will strengthen retained earnings beyond director loans.

3. Formalize Director Loan Terms:
   While the interest-free loan is supportive, consider documenting repayment terms clearly to avoid future disputes and improve transparency.

4. Prepare for Growth:
   As the business grows, plan to invest in tools, marketing, or personnel to support scaling operations.

5. Maintain Compliance and Reporting Discipline:
   Ensure timely filings to Companies House and keep accounting records detailed for future audits or tax assessments.

6. Consider Professional Advice:
   Engage with tax and financial advisors to optimize tax positions, especially as profits emerge.

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Medical Analogy Summary:
HI PROFILE CONSULTING LTD shows healthy vital signs for a newborn business: a strong cash pulse, supportive financial "caretaker" in the director’s loan, and stable equity "immune system." The absence of profit data is like missing a full blood panel—no signs of distress, but more data is needed to confirm long-term health. With proper nurturing and monitoring, the prognosis for financial growth is positive.

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