HIGHAM FIELDS MANAGEMENT COMPANY LTD

Executive Summary

Higham Fields Management Company Ltd is a dormant entity with minimal financial presence and no trading history. Its current balance sheet and cash flow position do not support any credit extension. Credit facilities should be declined until the company demonstrates operational activity and financial stability.

HIGHAM FIELDS MANAGEMENT COMPANY LTD - Analysis Report

Company Number: 14445360

Analysis Date: 2025-07-20 18:36 UTC

1. Credit Opinion:
   DECLINE. Higham Fields Management Company Ltd is currently a dormant entity with minimal financial activity and negligible assets (£24 cash and net assets). There is no trading history or revenue generation to support servicing any debt or credit facility. As a newly incorporated entity (2022) with dormant accounts, there is no demonstrated financial performance or operational track record to assess creditworthiness. Without income streams or working capital, the company poses a high credit risk.

2. Financial Strength:
   The balance sheet shows only £24 in cash and net assets, reflecting share capital of 24 ordinary £1 shares. There are no fixed assets, receivables, or liabilities recorded. The company has not traded and does not appear to have any financial reserves or capital beyond initial share capital. This extremely limited financial base indicates very weak financial strength.

3. Cash Flow Assessment:
   Cash holdings are static at £24 over the last three years, indicating no operating cash flows or financial activity. There is no working capital beyond nominal cash and no evidence of liquidity to meet obligations. The company’s dormant status means it is not generating cash inflows or outflows, and it cannot support any debt service requirements.

4. Monitoring Points:

• Monitor any change from dormant status to active trading, including the filing of full accounts with revenue and expenses.
• Watch for any significant increase in assets or cash balances indicating business activity.
• Review any director or shareholder changes that might affect control or financial strategy.
• Ensure continued compliance with filing deadlines to avoid penalties or regulatory issues.