Company Number: 14226368

Analysis Date: 2025-07-20 12:12 UTC

1. Risk Rating: LOW
   The company presents a low risk profile based on the available data. It is a recently incorporated private limited company with consistent small-scale financial figures, positive operating profits, and no overdue filings or signs of financial distress.

2. Key Concerns:

• Minimal Asset Base: The balance sheet shows only £100 in current assets and net assets, indicating a very limited capital base and minimal financial cushion.
• Limited Scale: The company employs only one person, suggesting limited operational capacity and potential vulnerability to key person risk.
• Lack of Fixed Assets: No fixed assets are reported, which may limit operational stability or collateral for financing.

3. Positive Indicators:

• Positive Operating Profit: The company reported operating profits of £36,892 for the latest year and £61,893 in the prior period, demonstrating profitable trading despite small scale.
• Compliance: There are no overdue accounting or confirmation statement filings, which indicates good regulatory compliance and governance.
• Clear Business Focus: The company’s principal activities align with its SIC codes, focusing on consultancy services related to construction and real estate, consistent with its reported operations.

4. Due Diligence Notes:

• Confirm the nature and sufficiency of the £100 current assets reported—this appears nominal and may not represent true liquidity or working capital.
• Investigate customer base, contract pipeline, and revenue sustainability given the small size and limited reported assets.
• Review director’s background and capacity, especially since only one director is noted and the company is small.
• Assess any contingent liabilities or off-balance sheet risks, although none are currently disclosed.
• Consider the company’s funding sources and whether additional capital injections or credit facilities are in place or required.