HINSON PSYCHOLOGY LTD

Executive Summary

Hinson Psychology Ltd is a newly incorporated private limited company showing significant negative equity and liquidity shortfalls as of its first accounting period, with minimal cash and substantial current liabilities. While regulatory filings are up to date and ownership is clearly defined, the lack of trading activity and operational scale raises concerns about short-term solvency and business sustainability. Further due diligence on liabilities and business plans is recommended to assess recovery prospects.

HINSON PSYCHOLOGY LTD - Analysis Report

Company Number: 15127298

Analysis Date: 2025-07-20 12:33 UTC

1. Risk Rating: HIGH
   The company shows significant negative net assets (-£12,740) and net current liabilities of the same amount, indicating insolvency risk and inability to meet short-term obligations. The minimal cash balance (£99) relative to creditors (£12,839) exacerbates liquidity concerns for covering immediate debts.

2. Key Concerns:

• Solvency and Negative Equity: The company’s shareholders' funds are negative, reflecting accumulated losses or liabilities exceeding assets, a red flag for financial stability.
• Liquidity Shortfall: Cash available (£99) is negligible compared to current liabilities (£12,839), suggesting cash flow constraints and potential inability to pay creditors on time.
• Operational Absence: The accounts note zero employees and no turnover disclosure, implying no trading activity or revenue generation since incorporation, raising sustainability questions.

3. Positive Indicators:

• Compliance and Filing: The company has filed accounts and confirmation statements on time, indicating good regulatory compliance and governance practices so far.
• Clear Ownership and Control: Single director and 75-100% ownership by Dr Emily Anne Hinson provides clear accountability and management control.
• Specialist Medical Activity Classification: SIC code 86220 suggests the company operates in a defined niche (specialist medical practice), which may have potential for growth once operational.

4. Due Diligence Notes:

• Investigate the nature of the current liabilities, especially the significant taxation and social security creditor (£11,349), to understand if these are historic tax arrears or timing-related accruals.
• Clarify the business model and revenue plans given the absence of turnover and employees for the first accounting period.
• Assess the director’s plans for addressing the negative net assets and funding to improve liquidity and solvency.
• Review any contingent liabilities or pending obligations not reflected in the accounts.
• Confirm there are no director disqualifications or regulatory enforcement actions pending.