HOLISTIC CLIENT-CENTRED CARE LTD

Executive Summary

Holistic Client-Centred Care Ltd demonstrates low financial risk based on its micro-entity filings, showing incremental growth in net assets and no compliance issues. However, its limited liquidity, concentrated control, and minimal operational scale warrant further scrutiny to confirm ongoing operational stability. Overall, the company appears solvent and compliant but remains a small-scale operation with governance and liquidity considerations for investors.

HOLISTIC CLIENT-CENTRED CARE LTD - Analysis Report

Company Number: SC719758

Analysis Date: 2025-07-29 19:52 UTC

1. Risk Rating: LOW

The company is a micro-entity with modest but positive net assets and no overdue filings. The balance sheet shows growth in fixed assets and net assets over two years, and it maintains positive net current assets, suggesting basic solvency and liquidity at this scale. No signs of financial distress or regulatory non-compliance are evident.

2. Key Concerns:

• Very limited current assets (£100 in 2024), which could constrain short-term liquidity despite positive net current assets.
• Concentrated control and management: The sole director resigned in early 2025, and the majority ownership and control remain with one individual, which may pose governance risks.
• Minimal operational scale with only one employee on average, raising questions about operational resilience and sustainability.

3. Positive Indicators:

• Consistent increase in total net assets from £2,050 to £4,076 over two years indicating some asset growth.
• No overdue accounts or confirmation statements, indicating compliance with regulatory filing requirements.
• The company operates in a socially important sector (child day-care and social work activities), which may benefit from steady demand.

4. Due Diligence Notes:

• Confirm current director status and governance structure post-resignation of the sole director in February 2025.
• Review cash flow and working capital management given the very low current asset base.
• Investigate business model sustainability given the micro scale and single employee headcount.
• Examine any contracts or commitments related to the fixed assets to understand their nature and liquidity.
• Verify if there are any contingent liabilities or off-balance sheet exposures not evident from micro-entity accounts.