Company Number: 12759128

Analysis Date: 2025-07-29 19:03 UTC

1. Credit Opinion:
   DECLINE. Holson Property Ltd exhibits significant financial distress. The company has persistently negative net assets and shareholders' funds over the past five years, indicating an erosion of equity. Current liabilities far exceed current assets, resulting in severe working capital deficits and liquidity constraints. The inability to cover short-term obligations raises high risk of default. Without evidence of a clear recovery plan or capital injection, the company’s capacity to service debt or meet commercial commitments is doubtful.

2. Financial Strength:
   The balance sheet shows fixed assets around £150k but current liabilities exceeding £200k, with current assets under £2k. Negative net current assets of approximately £203k and net liabilities of £52k reflect poor financial health. Shareholders’ funds are negative and deteriorating, indicating accumulated losses and insufficient capital buffer. The micro-entity scale limits financial complexity, but the financial position is weak, undermining solvency and long-term viability.

3. Cash Flow Assessment:
   The company’s liquidity position is critically weak. Minimal current assets, mostly cash and debtors, are dwarfed by high current liabilities, suggesting inability to meet short-term debts. Working capital is deeply negative, signaling ongoing cash flow strain. Without detailed cash flow statements, the trend suggests operational cash generation is insufficient to cover liabilities or sustain the business without external funding.

4. Monitoring Points:

• Continued deterioration or improvement in net assets and shareholders’ funds.
• Changes in working capital position and current ratio.
• Directors’ plans for capital injection or restructuring.
• Timely filing of accounts and confirmation statements to monitor compliance.
• Any indications of creditor pressure or legal actions for unpaid debts.