HOPE AND UNITY CIC

Executive Summary

HOPE AND UNITY CIC is a newly established micro-sized community interest company with a solid liquidity position and no outstanding regulatory issues. While its financial scale is modest and reliant on volunteer efforts and fundraising, current data indicate low immediate solvency or liquidity risk. Continued monitoring of revenue diversification and governance robustness is recommended to confirm sustainable operational stability.

HOPE AND UNITY CIC - Analysis Report

Company Number: 13114949

Analysis Date: 2025-07-20 11:22 UTC

1. Risk Rating: LOW
   The company shows no indications of financial distress. It maintains positive net assets and net current assets with no liabilities reported. Regulatory filings are current and there are no adverse governance flags.

2. Key Concerns:

• Limited financial scale: With turnover of only £4,212 and no employees, the company operates on a very small scale which may limit operational resilience.
• Lack of diversified income: The company appears reliant on fundraising and community events without evidence of sustainable revenue streams.
• Early-stage entity: Incorporated in 2021, the company has limited financial history, which constrains long-term operational and financial assessment.

3. Positive Indicators:

• Strong liquidity position: Cash holdings equal current assets with no current liabilities, indicating the company can meet short-term obligations.
• Clean regulatory standing: No overdue account or confirmation statement filings, demonstrating compliance.
• Social impact focus: Clear community engagement and support activities with volunteer-driven cost structure, indicating operational commitment aligned with its community interest company status.

4. Due Diligence Notes:

• Review subsequent financial filings to confirm revenue growth and sustainability beyond the initial reporting period.
• Assess the stability and sources of funding, including fundraising event success and any grants or donations.
• Examine governance practices given the small board and lack of remuneration to ensure appropriate oversight and risk management.
• Verify no undisclosed liabilities or contingent obligations that may affect solvency.