Company Number: 15126850

Analysis Date: 2025-07-20 12:34 UTC

1. Risk Rating: MEDIUM
   The company has very limited operating history (incorporated September 2023) and minimal financial scale, reflected in low current assets and equity. While it is solvent on a technical basis, the narrow net current assets margin (£232) and low cash balance (£1,010) suggest tight liquidity. The lack of turnover or profit data limits a more positive assessment.

2. Key Concerns:

• Limited Financial Resources and Liquidity: Current liabilities (£13,408) nearly equal current assets (£13,640), leaving minimal working capital buffer. Cash reserves are especially low.
• Early Stage with No Revenue Details: The company is less than one year old, with no turnover or profit figures disclosed, raising questions about operational sustainability and business model viability at this stage.
• Single Director Control and Concentration Risk: One director (Lauren-Elise Bower) holds 75-100% ownership and control, which may increase governance and succession risk.

3. Positive Indicators:

• Compliance with Filing Requirements: All statutory filings (accounts and confirmation statements) are up to date, indicating good regulatory compliance.
• No Indication of Insolvency or Negative Equity: The company is solvent with positive net assets, albeit small.
• Clear Accounting Policies and Governance: The financial statements disclose accounting policies clearly and are signed off by the director, showing attention to formal governance despite the small scale.

4. Due Diligence Notes:

• Investigate revenue generation, client base, and business plan to assess operational viability and growth prospects.
• Review cash flow forecasts and funding sources to understand how liquidity will be maintained as the business scales.
• Assess director’s background and track record, particularly given sole control and recent resignation of the co-director.
• Confirm absence of contingent liabilities or off-balance sheet risks not evident in limited accounts.
• Monitor future filings for development of financial performance and any changes in capital structure or ownership.