HOSTER OCEAN INTL LIMITED

Executive Summary

HOSTER OCEAN INTL LIMITED is a very new micro-entity with a minimal asset base and no external liabilities. While the company currently shows a stable balance sheet, the limited trading history and small scale warrant a cautious credit approach. Conditional approval is recommended with emphasis on monitoring cash flow development and operational performance in the coming periods.

HOSTER OCEAN INTL LIMITED - Analysis Report

Company Number: 15239304

Analysis Date: 2025-07-20 14:29 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   HOSTER OCEAN INTL LIMITED is a newly incorporated micro-entity operating in data processing and hosting services. The company currently shows a modest net asset base (£400) and positive working capital, indicating minimal but stable financial footing. Given its infancy (less than one year of operation) and small scale, credit should be extended conditionally with close monitoring. The ability to service debt will depend heavily on future revenue generation and cash flow improvements, which are currently not evidenced due to limited historical data.

2. Financial Strength:

• The balance sheet reflects very limited fixed assets (£300) and current assets (£100), with net current assets of £100.
• Shareholders' funds equal net assets at £400, indicating no external liabilities at this early stage.
• The company has one employee and complies with micro-entity reporting exemptions.
• Overall, the financial position is very modest, typical for a startup micro-entity, with no debt reported but minimal capital base.

3. Cash Flow Assessment:

• The company’s current assets are minimal, and there is no detailed cash flow statement available.
• Positive net current assets suggest the company can meet short-term obligations at present.
• However, lack of trading history and minimal working capital imply potential liquidity risk if unexpected expenses arise or cash inflows are delayed.
• Cash flow should be closely monitored, especially as operations scale.

4. Monitoring Points:

• Revenue and profitability trends as the company matures beyond its first year.
• Cash flow statements and liquidity ratios in subsequent filings to assess operational cash generation.
• Any emerging debt or credit facilities and their servicing capacity.
• Director’s ability to grow the business and maintain sound financial controls, given sole ownership and control.
• Timely filing of accounts and confirmation statements to ensure regulatory compliance.