HOT & BOTHERED LTD

Executive Summary

Hot & Bothered Ltd is an early-stage or dormant micro-entity with negligible financial activity and assets limited to £2. The company lacks operational substance, revenue generation, and working capital, rendering it unable to support credit facilities or debt servicing. Recommend declining credit until substantial financial progress and trading history are demonstrated.

HOT & BOTHERED LTD - Analysis Report

Company Number: 13527384

Analysis Date: 2025-07-29 15:58 UTC

1. Credit Opinion: DECLINE. Hot & Bothered Ltd is an active private limited company classified as a micro-entity with minimal financial activity and resources. The company's financial statements show negligible assets (£2 current assets and net assets) and no employees, indicating it is either dormant or a start-up with no trading history or revenue generation. Without meaningful financial data or trading performance, the company lacks demonstrable capacity to service debt or meet credit obligations. The absence of profit and loss information and minimal working capital further weaken creditworthiness.

2. Financial Strength: The balance sheet is extremely limited, showing current assets and net assets of only £2 consistently over the last reported financial years. There are no fixed assets, no evidence of revenue or retained earnings, and no liabilities other than a negligible level. Shareholders funds equal net assets at £2, indicating no capital injections beyond nominal share capital. The financial position is effectively that of a shell company with no substantive operating history or tangible net worth.

3. Cash Flow Assessment: With current assets at £2 and net current assets also £2, liquidity is nominal and insufficient for any meaningful operational expenditure or debt servicing. The company reports zero employees and no revenue data, implying no cash inflows to support working capital needs or loan repayments. This situation signals an inability to generate or manage cash flow, making it unsuitable for extending credit.

4. Monitoring Points:

• Monitor for submission of full accounts including profit and loss statements to assess future trading performance.
• Watch for any capital injections or significant changes in assets/liabilities that might improve financial strength.
• Observe changes in director conduct or company status that may affect operational viability.
• Track any development in revenue generation or commercial activity to reassess credit capacity.