HOUSE & COMPANY (ENGLAND) LTD

Executive Summary

HOUSE & COMPANY (ENGLAND) LTD currently operates as a dormant entity with no trading history or financial activity beyond initial share capital. The absence of revenue and assets, coupled with negligible cash, results in insufficient financial capacity to support credit facilities. Approval for credit is not recommended at this stage unless the company demonstrates substantive operational and financial progress.

HOUSE & COMPANY (ENGLAND) LTD - Analysis Report

Company Number: 13804293

Analysis Date: 2025-07-29 20:43 UTC

1. Credit Opinion:
   DECLINE. HOUSE & COMPANY (ENGLAND) LTD is a dormant company with no trading activity since incorporation in December 2021. The company’s financials show only nominal cash and net assets of £100 with no revenue, profit, or operating history. There is no evidence of income generation or cash flow to support debt servicing. Without trading activity or material assets, the company lacks the financial capacity to meet credit obligations or sustain borrowing.

2. Financial Strength:
   The company’s balance sheet is minimal and static, showing net assets of £100 composed entirely of called-up share capital. There are no fixed assets, receivables, or other current assets beyond a trivial cash balance of £100. Net current assets equal cash since there are no liabilities. This indicates no operational substance or financial depth, reflecting a startup or shelf company status with no financial strength.

3. Cash Flow Assessment:
   Current liquidity is negligible with only £100 cash on hand and no reported income or expenses. The company has no employees and has not traded, so there is no working capital cycle or cash flow from operations. This lack of cash inflows and outflows means the company cannot currently generate cash to meet obligations or support ongoing business activity.

4. Monitoring Points:

• Watch for any change in trading status or commencement of business operations.
• Monitor future filed accounts for emergence of revenues, profits, and improved net assets.
• Track any new liabilities or borrowings that may affect liquidity or solvency.
• Review director actions or changes in control that might signal strategic shifts.