HS DATA CONSULTING LTD

Executive Summary

HS DATA CONSULTING LTD is financially stable with strong liquidity and net asset backing as a micro-entity. The company’s balance sheet shows low leverage and ample working capital, supporting its ability to service credit facilities. Ongoing monitoring should focus on liquidity trends and compliance to maintain creditworthiness.

HS DATA CONSULTING LTD - Analysis Report

Company Number: 13059925

Analysis Date: 2025-07-20 13:12 UTC

1. Credit Opinion: APPROVE
   HS DATA CONSULTING LTD demonstrates a solid financial position with consistent net asset levels and strong working capital relative to current liabilities. The company’s micro-entity status and single director structure reduce complexity, and there are no overdue filings or compliance issues. The director holds full control and appears to manage the business prudently. Although turnover and profitability data are not provided, the balance sheet strength and liquidity suggest a low credit risk for small credit facilities.

2. Financial Strength:
   The company’s net assets stand at approximately £41,944 as of 31 December 2024, down slightly from £44,896 the previous year, indicating stability rather than growth or decline. Fixed assets are minimal (£365), which is typical for a micro-entity service business. The company maintains a healthy equity base relative to liabilities, with shareholders’ funds covering all current liabilities comfortably. This reflects a low leverage profile and good financial resilience.

3. Cash Flow Assessment:
   Current assets of £44,360 against current liabilities of £2,671 yield net current assets (working capital) of £41,689, showing strong liquidity. The substantial working capital ratio (over 16:1) indicates the company can easily meet short-term obligations as they fall due. The lack of audit and reliance on micro-entity accounting standards limit insight into cash flows, but the balance sheet suggests no immediate liquidity concerns.

4. Monitoring Points:

• Monitor changes in net assets and working capital to detect any erosion of financial strength.
• Track any substantial increases in current liabilities or decreases in current assets that might impact liquidity.
• Confirm ongoing compliance with filing deadlines to avoid regulatory risk.
• Assess any changes in director or ownership structure that could affect governance or control.
• Request profit and loss data periodically to verify operational profitability and cash generation capacity.