HSA EDINBURGH LIMITED

Executive Summary

HSA EDINBURGH LIMITED is an active micro-entity with a modest but positive net asset position and no overdue filings, indicating initial financial stability and compliance. However, the company's limited financial history, concentrated ownership, and small capital base warrant close monitoring and further due diligence on operational viability and cash flow resilience. Overall, the risk profile is low but requires attention to early-stage business risks.

HSA EDINBURGH LIMITED - Analysis Report

Company Number: SC749178

Analysis Date: 2025-07-29 12:09 UTC

1. Risk Rating: LOW
   Justification: The company is newly incorporated (November 2022) and classified as a micro-entity with modest net current assets (£3,895) exceeding current liabilities, indicating positive working capital. There are no overdue filings or signs of financial distress, and the single director holds full control, simplifying governance.

2. Key Concerns:

• Limited financial history and scale: Being a very new micro-entity with minimal assets and no employees limits visibility on operational sustainability and growth prospects.
• Concentrated control: The sole director and 100% shareholder poses governance risk; any issues with this individual could significantly impact the company.
• Minimal financial buffer: The net asset base is small, so any unexpected liabilities or cash flow shocks could strain solvency.

3. Positive Indicators:

• Compliance: Up to date with statutory filings (accounts and confirmation statement) demonstrates good governance and regulatory adherence.
• Positive working capital: Current assets exceed current liabilities, suggesting the company can meet short-term obligations.
• Clear ownership and control: The PSC is identified with full transparency and no red flags on director status.

4. Due Diligence Notes:

• Investigate the nature and sustainability of the business activities classified under SIC 82990 (other business support services), including revenue streams and client base.
• Review cash flow statements and any forecasts (not available here) to assess liquidity beyond the balance sheet snapshot.
• Confirm no hidden contingent liabilities or off-balance sheet risks, given the small net asset base.
• Assess director background beyond public data for any reputational or operational risk factors.