HUB VENTURES LTD

Executive Summary

HUB VENTURES LTD is at a very early stage with minimal financial activity and a modest asset base of £60. The company shows no signs of financial distress but currently lacks operational scale and revenue streams. To improve financial health, it must focus on capital injection, revenue generation, and prudent financial management to build resilience and avoid liquidity risks during its critical start-up phase.

HUB VENTURES LTD - Analysis Report

Company Number: 15128229

Analysis Date: 2025-07-19 13:06 UTC

Financial Health Assessment: HUB VENTURES LTD (to 30 September 2024)

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1. Financial Health Score: D

Explanation:
HUB VENTURES LTD is a newly incorporated micro-entity with minimal financial activity reflected in its first annual accounts. The financial data reveals a very modest asset base (£60) with no liabilities and no employees. While the balance sheet is technically solvent, the scale of operations and financial resources are extremely limited, indicating an early-stage company with limited operational history and financial depth. This score reflects the infancy stage with potential but currently fragile financial health.

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2. Key Vital Signs

Metric	Value	Interpretation
Current Assets	£60	Very low; likely cash or cash equivalents; insufficient for operational needs.
Net Current Assets	£60	Positive but minimal working capital; no immediate liquidity concerns but very limited buffer.
Total Assets Less Current Liabilities	£60	Entirely composed of current assets; no fixed assets or liabilities reported.
Shareholders' Funds	£60	Equity matches net assets, reflecting initial capital investment; no retained earnings yet.
Average Number of Employees	0	No staff employed during the period; indicates no operational activity or outsourcing.
Account Category	Micro	Simplified financial reporting; reflects very small scale.
Business Age	~1 year	Company still in early formation and likely pre-revenue or minimal trading phase.

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3. Diagnosis: Financial Health Analysis

The "vital signs" show a company in its infancy, akin to a patient just admitted for initial check-up but with minimal symptoms to diagnose. The balance sheet is "stable" in the sense there are no debts or overdrafts causing distress, but the "symptom" of very low asset levels and zero operational employees signals the company has yet to establish a revenue-generating operation or meaningful cash flow.

The absence of liabilities is positive, showing no immediate financial obligations, but the absence of fixed assets and operational scale means the company lacks financial "muscle" to invest or absorb shocks. With only £60 of net assets, the company is highly dependent on future capital injections or revenue growth to develop financial resilience.

The directors, all appointed at incorporation, have yet to show operational or financial activity, which is typical for such an early-stage entity. The construction SIC code suggests the company intends to operate in domestic building but has not yet commenced substantive trading or asset acquisition.

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4. Prognosis: Future Financial Outlook

If HUB VENTURES LTD can successfully initiate commercial operations and generate revenue, the financial health could improve markedly. However, the current minimal financial base places the company at risk of "nutritional deficiency" — insufficient funds to sustain operations without external capital or income.

The company must prioritize building working capital, securing contracts, or obtaining funding to avoid cash flow distress. Early-stage companies often face a "critical period" in their first two years where survival depends on prudent financial management and timely market entry.

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5. Recommendations for Financial Wellness

• Capital Injection: Consider injecting additional funds to build working capital and support initial operational activities. This will provide a financial buffer and avoid liquidity crunches.
• Revenue Generation Focus: Expedite business development and client acquisition to start generating cash inflows. Healthy cash flow is the lifeblood for sustaining and growing the business.
• Cost Management: Keep overheads minimal until revenues stabilize. Avoid unnecessary expenses that could strain the limited financial resources.
• Financial Planning: Develop a detailed cash flow forecast and budget to monitor financial "vital signs" regularly and anticipate funding needs.
• Record Keeping: Maintain thorough accounting records to ensure compliance and provide transparency for potential investors or lenders.
• Seek Advice: Engage with financial advisors or mentors specializing in start-ups to guide strategic growth and funding options.

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