HUMA CONSULTING LTD

Executive Summary

HUMA CONSULTING LTD is a newly formed dormant entity with no trading history or financial activity to date. The absence of operational data and minimal net assets make it unsuitable for credit approval at this stage. Future credit consideration should be deferred until the company files substantive financial accounts demonstrating trading performance and cash flow generation.

HUMA CONSULTING LTD - Analysis Report

Company Number: 15087431

Analysis Date: 2025-07-29 19:50 UTC

1. Credit Opinion: DECLINE
   HUMA CONSULTING LTD is a newly incorporated private limited company that has filed dormant accounts for its first financial year ending 31 August 2024. The company shows minimal financial activity with net assets and shareholders' funds of £1, indicating no operational trading or revenue generation to date. Without any trading history, cash flow, or profit and loss data, it is not possible to assess their ability to service debt or repay credit facilities. The lack of financial activity and absence of performance metrics present a high credit risk.

2. Financial Strength:
   The balance sheet shows a nominal £1 in called-up share capital with no other assets or liabilities reported. There are no current or fixed assets, no cash or receivables, and no reserves. This reflects an inactive or dormant status, with no tangible financial strength or working capital. The company’s balance sheet is essentially non-existent beyond the initial share capital, offering no collateral or security.

3. Cash Flow Assessment:
   There is no cash flow information available due to the dormant status. The company has not commenced trading activities, so there are no operating cash inflows or outflows to evaluate. Working capital is effectively zero, and liquidity cannot be assessed. The company is currently not generating any revenue or cash to support operations or debt servicing.

4. Monitoring Points:

• Commencement of trading and revenue generation
• Filing of full statutory accounts indicating operational performance
• Cash flow statements and profit and loss accounts in future filings
• Changes in net assets and working capital position
• Any director or shareholder changes that might impact governance or financial standing