HUMANX GROUP LIMITED

Executive Summary

Humanx Group Limited operates as a micro private limited company with a very modest financial footprint and no overdue filings, indicating compliance with statutory obligations. However, the slight negative working capital and minimal equity base suggest liquidity constraints and limited financial resilience. Further due diligence on cash flows and business sustainability is recommended to determine the company’s ability to meet obligations and maintain operations.

HUMANX GROUP LIMITED - Analysis Report

Company Number: 14152879

Analysis Date: 2025-07-29 15:16 UTC

1. Risk Rating: MEDIUM
   The company shows marginally negative net current assets in the latest financial year, indicating a slight liquidity shortfall. However, it remains a micro-entity with minimal financial complexity and no overdue filings, which somewhat mitigates immediate solvency concerns.

2. Key Concerns:

• Liquidity Tightness: The net current assets moved from a positive £1 in 2023 to a negative £45 in 2024, suggesting the company’s current liabilities slightly exceed its current assets. This could indicate potential cash flow constraints.
• Minimal Capital Base: Shareholders’ funds are essentially negligible, reflecting very limited equity capital and no retained earnings, which reduces financial resilience.
• Limited Operational Scale: With only one employee and micro-entity status, the business likely has limited operational capacity and may be vulnerable to market or operational disruptions.

3. Positive Indicators:

• Up-to-Date Compliance: All statutory filings including accounts and confirmation statements are current and not overdue, reflecting good governance and compliance discipline.
• Stable Employment: The company maintains a consistent workforce size, indicating operational continuity.
• No Indications of Insolvency: Despite the small negative net current assets, there are no signs of insolvency proceedings or director disqualifications.

4. Due Diligence Notes:

• Cash Flow Analysis: Obtain detailed cash flow statements or management accounts to assess how the company manages working capital and whether negative net current assets are transient or persistent.
• Nature of Current Liabilities: Review the composition and maturity profile of current liabilities to understand any imminent repayment risks.
• Business Model Viability: Investigate the company’s revenue streams, customer base, and pipeline given its micro size and limited financial resources.
• Director Background: Verify the background of the director(s) for any adverse history, as only one director is reported.
• Future Capital Requirements: Assess plans for capital injection or financing to strengthen equity and liquidity positions.