HVCM LTD

Executive Summary

HVCM Ltd is a newly formed micro-entity operating in domestic building construction with a positive short-term financial position and full compliance with filing requirements. While the company’s limited history and small scale present some risks, current data indicate low solvency and liquidity concerns. Concentrated ownership warrants monitoring governance practices as the business develops.

HVCM LTD - Analysis Report

Company Number: 14837028

Analysis Date: 2025-07-29 15:06 UTC

1. Risk Rating: LOW

Justification: HVCM Ltd is a recently incorporated private limited company classified as a micro-entity, with a positive net current asset position of £64,569 as of 31 March 2024. There are no overdue filings or indications of financial distress. The single director and sole significant shareholder control the company fully, which simplifies governance but concentrates control.

2. Key Concerns:

• Limited operating history: Incorporated in May 2023, the company has less than two years of financial history, which limits trend analysis and assessment of operational sustainability.
• Small scale: The micro-entity status and single employee suggest a very small operation, which may be vulnerable to market fluctuations or operational disruptions.
• Concentrated ownership and management: The sole director and 75-100% shareholder control all decision-making, which could pose governance risks if not balanced by external oversight.

3. Positive Indicators:

• Positive net current assets: Current assets exceed current liabilities by £64,569, indicating short-term solvency.
• Compliance: All statutory filings are up to date with no overdue accounts or confirmation statements.
• Clear business activity: The SIC code 41202 reflects a defined niche in domestic building construction, which is a standard and understandable business sector.

4. Due Diligence Notes:

• Review business plan and contracts to assess revenue generation and sustainability beyond the first year.
• Verify the director’s background and capacity to manage the company effectively given the concentrated control.
• Monitor cash flow and working capital trends in future filings to ensure liquidity is maintained as the company grows.