Company Number: 13033354

Analysis Date: 2025-07-20 11:53 UTC

1. Risk Rating: HIGH
   HYLE HOLDINGS LTD exhibits significant financial vulnerability, primarily due to an extremely narrow net current asset margin of only £48 against nearly equivalent current liabilities (£202,500), indicating a critical liquidity risk. The minimal shareholders’ funds (£48) further suggest a fragile capital base that could impair the company’s ability to meet obligations.

2. Key Concerns:

• Liquidity Risk: Current assets (£202,548) are just enough to cover current liabilities (£202,500), leaving a negligible working capital buffer (£48), which poses a risk if any liabilities crystallize unexpectedly or if receivables are delayed.
• Minimal Capitalization: Share capital is only £100 with shareholders’ funds declining to £48, reflecting either accumulated losses or minimal retained earnings, which questions the company’s solvency and financial resilience.
• Limited Financial Disclosure: The company has filed micro-entity accounts with limited financial details and no profit and loss account included, constraining comprehensive assessment of operational performance and cash flow generation.

3. Positive Indicators:

• Compliance: The company’s filings are up to date, with no overdue accounts or confirmation statements, reflecting adherence to regulatory requirements.
• Stable Directorship: A single director, who also holds significant control, has been in place since incorporation, suggesting steady management continuity.
• Micro-Entity Status: The small scale of operations may imply lower overheads and simpler business structure, potentially reducing operational complexity.

4. Due Diligence Notes:

• Review detailed cash flow statements or management accounts, if available, to assess operational cash generation and timing of liabilities versus receivables.
• Investigate the nature and timing of current liabilities to understand whether these are trade payables, accrued expenses, or short-term borrowings, which may influence liquidity risk.
• Obtain insight into business operations and revenue streams, given the absence of profit and loss data, to evaluate sustainability and growth potential.
• Confirm whether there are any contingent liabilities or off-balance-sheet obligations that could exacerbate financial strain.