HZR CAPITAL LTD

Executive Summary

HZR CAPITAL LTD is a financially stable micro-entity with strong liquidity and consistent equity growth, supported by timely statutory filings. However, the small scale of operations and sole director control present governance and operational risks that require further examination. Overall, the company currently poses a low solvency risk but warrants targeted due diligence on cash flow robustness and management practices.

HZR CAPITAL LTD - Analysis Report

Company Number: 13547468

Analysis Date: 2025-07-29 19:00 UTC

1. Risk Rating: LOW
   HZR CAPITAL LTD demonstrates a strong liquidity position and positive net assets, with no overdue filings or indications of operational distress. The company’s financials show consistent growth in net current assets and shareholders’ funds over recent years, indicating stable financial health.

2. Key Concerns:

• Limited Scale and Resources: As a micro-entity with only one employee and minimal fixed assets, the company may face operational constraints and high dependency on key personnel.
• Single Director and PSC: Control is concentrated entirely in one individual (Hugo Deshaies), which could raise governance risks if no succession or management backup exists.
• Lack of Audited Accounts: While compliant with small company exemptions, the absence of audit limits external assurance on financial accuracy and controls.

3. Positive Indicators:

• Strong Liquidity: Net current assets of approximately £294k against current liabilities of £41.7k provide a comfortable working capital buffer.
• Consistent Growth: Shareholders’ funds increased from £155k in 2021 to nearly £295k in 2024, reflecting retained earnings or capital injections.
• Up-to-Date Compliance: Accounts and confirmation statements are filed on time, demonstrating good regulatory compliance.

4. Due Diligence Notes:

• Review Cash Flow and Revenue Sources: Examine underlying business activities and cash flow sustainability given limited fixed assets and small workforce.
• Governance Assessment: Investigate director’s background and any potential conflicts of interest due to sole control.
• Verify Financial Projections: Since accounts are unaudited micro-entity filings, request management accounts or forecasts to validate ongoing viability.