Company Number: 14674129

Analysis Date: 2025-07-29 14:35 UTC

Financial Health Assessment for I PRO CLEAN LTD

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1. Financial Health Score: B-

Explanation:
I PRO CLEAN LTD is a very young micro-entity (just over one year since incorporation) with modest assets and a small-scale operation. The company shows positive net assets but has a slight working capital deficit, indicating early-stage financial strain. Given the limited financial history, the company is in a cautiously stable position but needs careful monitoring to ensure sustainable cash flow and growth.

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2. Key Vital Signs

Metric	Value (£)	Interpretation
Fixed Assets	9,713	Modest investment in long-term assets indicating initial setup.
Current Assets	9,356	Limited short-term resources; primarily cash or receivables.
Current Liabilities	9,583	Obligations due within a year slightly exceed current assets.
Net Current Assets (Working Capital)	-227	Negative working capital; potential short-term liquidity pressure.
Net Assets (Equity)	9,486	Positive equity indicating the company’s assets exceed liabilities.
Average Number of Employees	1	Very small workforce, typical for a micro company.

• Working Capital (Net Current Assets) is a crucial vital sign here. The negative figure (-£227) is a mild symptom of liquidity tension, suggesting the company may find it challenging to cover short-term debts entirely with current assets.
• Net Assets are positive, showing the company is solvent at this early stage, a healthy baseline "heart rate" for financial stability.

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3. Diagnosis

Early Stage Micro-Entity with Signs of Financial Strain but Solvent
The financial "vitals" suggest I PRO CLEAN LTD is in the startup phase with typical micro-entity characteristics: minimal fixed assets and a single employee (likely one of the directors). The balance sheet shows a small negative working capital, indicating some strain in meeting short-term obligations, which is a symptom to watch closely.

The company’s net assets are positive, which is a good sign akin to a patient having a stable blood pressure reading—showing that the business is solvent and has a buffer against liabilities. However, the slight deficit in working capital signals a mild liquidity "arrhythmia" that could worsen if cash inflows do not improve or if debts are not managed prudently.

The absence of a profit and loss account filing limits insight into profitability, but as a startup, it is common for initial years to be focused on investment and market entry rather than immediate profits.

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4. Recommendations

• Improve Working Capital Management:
  Enhance cash flow forecasting and management to ensure current liabilities can be met without stress. Consider negotiating longer payment terms with suppliers or accelerating debtor collections.

• Monitor and Grow Revenue Streams:
  As a cleaning services company, focus on securing contracts and repeat business to build a steady income stream, which will improve liquidity and overall financial health.

• Maintain Rigorous Bookkeeping and Compliance:
  Ensure timely filing of accounts and returns to avoid penalties and maintain good standing with Companies House.

• Consider Additional Capital Injection:
  If working capital pressures persist, infusion of additional equity or short-term financing could stabilize liquidity without risking insolvency.

• Plan for Scalability:
  As the company grows beyond micro-entity thresholds, prepare for increased accounting complexity and potential auditing requirements.

• Regular Financial Monitoring:
  Establish monthly or quarterly financial health checks to catch symptoms of distress early and respond proactively.

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