IDEAL PROPERTY SOURCING LTD

Executive Summary

Ideal Property Sourcing Ltd is a micro-entity with a stable balance sheet showing modest growth in net assets and working capital over the last year. The company is well-controlled by a single director, with no overdue filings or adverse records. Approval is recommended with ongoing monitoring of liquidity and financial progression given its early stage and small scale of operations.

IDEAL PROPERTY SOURCING LTD - Analysis Report

Company Number: SC736532

Analysis Date: 2025-07-20 18:35 UTC

1. Credit Opinion: APPROVE
   Ideal Property Sourcing Ltd demonstrates a stable financial position consistent with a micro-entity at an early stage. The company shows modest but positive net assets and working capital growth, indicating capability to meet current liabilities. The director holds full control with no adverse records, and filings are up to date, supporting management reliability. Given the small scale and limited trading history, approval is recommended with prudent monitoring.

2. Financial Strength:
   The balance sheet shows net assets of £4,397 as of June 2024, up from £3,189 the prior year. Fixed assets increased slightly to £3,808, reflecting some investment in long-term assets. Current assets stand at £3,399 against current liabilities of £2,810, yielding net current assets (working capital) of £589, an improvement over £81 previously. The equity base is entirely shareholder funds with no reported debt beyond current liabilities. Overall, the financial structure is sound for a start-up micro business with no excessive gearing or solvency concerns.

3. Cash Flow Assessment:
   Current liquidity appears adequate with positive net current assets. The increase in working capital implies improved short-term cash management and capacity to cover immediate obligations. The company has only one employee, suggesting low fixed overheads. However, the absolute cash and current asset base is small, so cash flow should be closely monitored. No detailed cash flow statements are provided, so analysis is limited to balance sheet indicators.

4. Monitoring Points:

• Continued growth in net current assets and net profits to ensure improved liquidity.
• Maintenance of timely statutory filings and compliance.
• Absence of director changes or adverse conduct records.
• Expansion of asset base and revenue generation consistent with real estate management sector.
• Watch for any increases in current liabilities or any signs of working capital strain.