IDEALGUARD LIMITED

Executive Summary

IDEALGUARD LIMITED shows a strong liquidity position with solid working capital and net assets for its first year of operation, indicating good financial health. However, the absence of profit and loss details limits insight into operational profitability and sustainability. To enhance financial wellness and stakeholder confidence, the company should improve transparency through fuller financial reporting and closely monitor inventory and cash flow.

IDEALGUARD LIMITED - Analysis Report

Company Number: 14436771

Analysis Date: 2025-07-29 12:43 UTC

Financial Health Assessment for IDEALGUARD LIMITED

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1. Financial Health Score: B

• Explanation: IDEALGUARD LIMITED exhibits strong liquidity and a solid net asset base for a young, small private company, indicating a generally healthy financial position. However, the absence of profit and loss details and limited historical financial data (only one accounting period) prevent a higher rating. The company shows no signs of distress but remains in an early stage where operational profitability and cash flow sustainability are yet to be proven.

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2. Key Vital Signs

Metric	Value (£)	Interpretation
Current Assets	774,413	Healthy pool of short-term resources including cash, debtors, and stock.
Cash at Bank and in Hand	283,960	Strong cash position providing good immediate liquidity – a vital sign of "healthy cash flow."
Debtors	94,725	Moderate receivables level; manageable but requires monitoring for timely collection.
Stock	395,728	Significant inventory holding; could indicate potential cash tied up in stock.
Current Liabilities	192,869	Current obligations are well covered by current assets, indicating good short-term solvency.
Net Current Assets	581,544	Strong working capital – a "healthy pulse" showing the company can comfortably meet short-term debts.
Net Assets / Shareholders' Funds	581,545	Positive equity base reflecting ownership investment and retained value.
Employee Count	4	Small workforce consistent with a micro or small enterprise.
Account Category	Unaudited Abridged	Limited audit oversight; more transparency would improve confidence.
Profit & Loss Disclosure	Not filed	Missing P&L restricts insight into profitability and operational efficiency ("symptoms" missing).

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3. Diagnosis

IDEALGUARD LIMITED is in the early stages of its business lifecycle, having incorporated in late 2022 and reporting its first set of accounts for the period ending October 2023. The company operates in the non-specialised wholesale trade sector, which can involve considerable inventory turnover and working capital management.

The financial "vital signs" suggest the company is well-capitalized with a strong cash reserve and positive net current assets. This indicates that the company is not currently under financial distress and has the liquidity to cover its short-term obligations comfortably. The sizeable stock level may indicate either a strategic inventory buildup or potential slow-moving stock, which should be monitored to avoid cash flow congestion.

The absence of profit and loss data means we cannot assess operational performance, profitability, or margin health. This is a critical missing piece akin to lacking information about the patient's metabolism or energy levels. The company has complied with filing requirements and maintains a stable director and shareholder structure, with Mr. Peter Wilson now holding majority control.

Overall, the company’s financial "heart" is beating steadily, but without detailed income data, we cannot fully assess its metabolic health for sustainable operations.

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4. Recommendations

To support continued financial wellness and growth, IDEALGUARD LIMITED should consider the following:

1. Provide Profit & Loss Disclosure: Filing a full P&L statement would offer critical insight into profitability, cost control, and revenue trends—key for diagnosing operational health and investor confidence.

2. Inventory Management: Review stock levels to ensure inventory turnover is efficient, reducing the risk of cash flow "blockages" tied up in slow-moving goods.

3. Cash Flow Monitoring: Maintain strong cash flow forecasting to sustain the healthy liquidity position and anticipate any future shortfalls.

4. Expand Financial Reporting: As the company grows, consider moving beyond abridged accounts to full audited reports for greater transparency and stakeholder trust.

5. Operational Metrics: Track key performance indicators related to sales, margins, and debtor days to identify early signs of financial distress or operational inefficiency.

6. Strategic Planning: Develop a medium-term business plan focusing on growth, profitability, and capital requirements to guide financial decision-making.

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