IMMUTABL CONSULTING LIMITED

Executive Summary

Immutabl Consulting Limited is financially healthy for a start-up micro-entity, showing strong liquidity and positive equity with no immediate signs of distress. Maintaining careful cash flow management and focusing on revenue growth will be key to sustaining and improving its financial wellness. The company is well-positioned but must keep vigilant monitoring as it scales.

IMMUTABL CONSULTING LIMITED - Analysis Report

Company Number: 15169528

Analysis Date: 2025-07-20 18:08 UTC

Financial Health Assessment Report for Immutabl Consulting Limited

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1. Financial Health Score: B (Good health with strong foundations)

Explanation:
As a newly incorporated micro-entity with its first financial year completed, Immutabl Consulting Limited demonstrates a solid financial footing. The company shows a positive net asset position and healthy working capital, indicating good liquidity and initial capital adequacy. However, being a start-up at an early stage, ongoing financial performance and revenue generation will be key to maintaining and improving its health.

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2. Key Vital Signs

Metric	Value (£)	Interpretation
Fixed Assets	6,679	Modest investment in long-term assets appropriate for a micro consultancy
Current Assets	86,755	Healthy pool of short-term assets (likely cash and receivables) providing liquidity
Current Liabilities	26,259	Short-term obligations are moderate relative to current assets
Net Current Assets (Working Capital)	60,496	Strong positive working capital indicates the company can comfortably meet short-term liabilities
Net Assets (Equity)	67,174	Solid equity base for a new business, reflecting retained capital and initial funding
Number of Employees	1	Lean operation consistent with micro-company status and early-stage development

What these vital signs indicate:

• Healthy cash flow potential: The company holds significantly more current assets than liabilities, suggesting it has a buffer to cover immediate expenses.
• Low financial distress symptoms: No signs of liquidity crunch or over-leverage at this stage.
• Early-stage asset base: Fixed assets are minimal, which is typical for a consultancy relying on expertise rather than heavy capital investment.

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3. Diagnosis — Financial Condition and Business Health

Immutabl Consulting Limited shows the "vital signs" of a financially stable micro-enterprise in its first year of operation. The positive net current assets and net assets indicate the company is not under financial strain and has adequate resources to fund its ongoing operations.

The absence of debt beyond short-term creditors and the absence of overdue filings or penalties reflect good governance and compliance, which are crucial for sustaining business health.

The company operates in management consultancy (SIC 70229), a sector generally characterized by low capital intensity but heavy reliance on human capital and client relationships. With only one employee (likely the director), the business is currently lean and agile but will need to focus on generating consistent revenues and controlling costs to remain healthy.

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4. Recommendations to Improve Financial Wellness

• Revenue Growth Strategies: Focus on building a solid client base and recurring revenue streams to ensure predictable cash flow. Early-stage consultancies benefit from networking and specialized service offerings.
• Maintain Strong Cash Reserves: Continue to monitor working capital closely to avoid any cash flow issues as the business scales.
• Consider Diversifying Fixed Assets: Evaluate if any investment in technology or tools could enhance service delivery efficiency without jeopardizing liquidity.
• Plan for Compliance and Reporting: Ensure timely filings continue to avoid penalties and maintain stakeholder confidence.
• Monitor Costs and Profit Margins: As the company grows, keep a close watch on overheads and profitability ratios to avoid symptoms of financial distress.
• Strategic Hiring: If business growth permits, consider expanding the team judiciously to increase capacity without overextending financial resources.
• Financial Forecasting: Develop simple financial projections to anticipate future funding needs or working capital gaps.

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Medical Analogy Summary

Immutabl Consulting Limited currently exhibits "healthy vital signs" with strong liquidity and equity resembling a young adult in good physical condition. The absence of "symptoms" such as liquidity stress or over-leverage is encouraging. However, as with any young business, ongoing "health monitoring" through cash flow management and revenue growth will be essential to prevent future "illness."

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